Find out if we are a good fit for each other!

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Alabama Real Estate Trends – OCTOBER  2010 Newsletter – Housing Trends in Alabama

Welcome to the most current Housing Trends eNewsletter. This eNewsletter is specially designed for you, with national and local housing information that you may find useful whether you’re in the market for a home, thinking about selling your home, or just interested in homeowner issues in general.

The Housing Trends eNewsletter contains the latest information from the National Association of REALTORS®, the U.S. Census Bureau and Realtor.org reports, videos, key market indicators and real estate sales statistics, a video message by a nationally recognized economist, maps, mortgage rates and calculators, consumer articles, plus local neighborhood information and more.

Please click here to view the OCTOBER – 2010 Newsletter Housing Trends eNewsletter.

If you are interested in determining the value of your home, click the Home Evaluator link for a free evaluation report.

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Owner Financing

When a homeowner has difficulty selling his or her home in a buyer’s market such as we are now experiencing with tight lender guidelines, owner financing is a desirable option for both seller and buyer.  How this works is that the seller carries the purchase price – minus the down payment provided by the buyer.

Sellers usually require a sizeable down payment to protect their equity as they believe buyers are less likely to default if they have invested a chunk of their own money in the transaction.

If there are no loans on the property and  it is owned by the seller free and clear, one of the many types of financing includes a land contract.  In this type of transaction, the buyer obtains equitable title.  Legal title does not pass to the buyer until such time as the final payment as made.

Owner financing provides a number of benefits to both parties in the transaction.  The buyer does not have to adhere to qualifications required by a banker or mortgage loan company.  Seller’s financial requirements are usually considerably more flexible and less stringent than those of traditional lenders.

Both parties can discuss and determine type of payment options and interest rates.  The amount of down payment can be more easily negotiated and the buyer saves on closing costs since there are no discount or loan points and other various administration costs he or she is required to pay.

Since there are no third parties involved in the financing process to cause delays in buyer possession, the entire transaction from start to finish can be much faster based only on negotiations between seller and buyer.

Author Bio:

Tasha specializes in Dallas apartments for rent focusing on Downtown Dallas Apartments.

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Mortgage Rates for October 12, 2010

Rates remain well under 4.5% according to the Wells Fargo website.

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SEPTEMBER – 2010 Newsletter Housing Trends eNewsletter

Welcome to the most current Housing Trends eNewsletter. This eNewsletter is specially designed for you, with national and local housing information that you may find useful whether you’re in the market for a home, thinking about selling your home, or just interested in homeowner issues in general.

The Housing Trends eNewsletter contains the latest information from the National Association of REALTORS®, the U.S. Census Bureau and Realtor.org reports, videos, key market indicators and real estate sales statistics, a video message by a nationally recognized economist, maps, mortgage rates and calculators, consumer articles, plus local neighborhood information and more.

Please click here to view the SEPTEMBER – 2010 Newsletter Housing Trends eNewsletter.

If you are interested in determining the value of your home, click the Home Evaluator link for a free evaluation report.

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Located on Cotton Bayou at Perdido Pass, the Porto del Sol condominium is a brand new development featuring a Spanish architectural style.

Thanks to the unique design of this beautiful condo, it stands out from among all of the other developments in the area.

Residents of Porto del Sol enjoy a number of luxurious features within each unit. Some of these include:

·        9 foot ceilings

·        Marble inlay in the foyer

·        Custom designed kitchen pantry and cabinets

·        Whirlpool tub with a separate shower in the master bath

·        Ceramic tile in the baths, kitchen and laundry

·        Granite countertops in the wet bar and kitchen

·        Insulated and tinted floor to ceiling windows

·        Ceiling fans in all bedrooms and in the living room

·        Crown molding in the halls, living room and baths

·        Indirect and recessed lighting throughout the unit

·        Top notch appliances

·        Fire alarm and sprinkler system

The amenities at Porto del Sol don’t end inside the condo units. In fact, residents enjoy all of the following amenities when they choose to live at this luxurious development:

·        Deeded beach access

·        Fitness center

·        Heated indoor pool with atrium

·        Outdoor pool that overlooks the marina and bay

·        Private deep water boat slips

·        Putting green

Residents also enjoy easy access to SanRoc Cay, which is a full service marina located next door that features 20 specialty shops as well as numerous restaurants. After spending time enjoying the sun and the waters at Porto del Sol, residents can grab a bite to eat and get out of the sun as they spend time at one of these many shops.

Thanks to its location on the bay, residents of Porto del Sol are also able to participate in a wide variety of activities, all of which are available onsite or at nearby facilities.

Some favorite activities enjoyed by Porto del Sol residents include boating, fishing, golfing, hiking, jet skiing, miniature golf, parasailing, sailing, shelling, snorkeling/diving, surfing, water-skiing and windsurfing.

For those who enjoy staying active and who love the beach and the water, owning a condo unit at Porto del Sol is the perfect choice. Not only can residents enjoy easy access to the bay, but plenty of other opportunities for recreation can be found on either on the premises or nearby to the condos. There is virtually always something to do when living at Porto del Sol!

Search for Porto Del Sol Condos in Orange Beach, AL

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AUGUST 2010 Newsletter Real Estate Housing Trends eNewsletter

Welcome to the most current Housing Trends eNewsletter. This eNewsletter is specially designed for you, with national and local housing information that you may find useful whether you’re in the market for a home, thinking about selling your home, or just interested in homeowner issues in general.

The Housing Trends eNewsletter contains the latest information from the National Association of REALTORS®, the U.S. Census Bureau and Realtor.org reports, videos, key market indicators and real estate sales statistics, a video message by a nationally recognized economist, maps, mortgage rates and calculators, consumer articles, plus local neighborhood information and more.

Please click here to view the AUGUST 2010 Newsletter Housing Trends eNewsletter.

If you are interested in determining the value of your home, click the Home Evaluator link for a free evaluation report.

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Featuring forty-eight waterfront lots, the Sunset Bay at Bon Secour community offers a one-of-a-kind living experience that is difficult to match.

From the luxurious amenities offered within each unit to the numerous on-site amenities available to each of the residents of Sunset Bay at Bon Secour, there is always something to do. Or, when it comes time to relax, the beautiful views of the water and the fifty acre nature conservation land located next door provides the perfect respite after a long day at work.

Those who are interested in living at Sunset Bay at Bon Secour can choose between a two or three bedroom home ranging in size from 1,290 square feet to 2,029 square feet. Regardless of the size selected, each unit comes with 2 reserved open air garage spaces. Each unit also features all of the following characteristics:

·    10 foot ceilings
·    Designer cabinets
·    Full washers and dryers
·    Gas fireplace
·    Granite countertops
·    Jacuzzi tub in the master bath
·    Natural stone floors
·    Stainless steel appliances
·    Travertine bathroom vanities
·    Walk-in closets
·    Waterfront balconies available

In addition to offering all of these luxurious features, the grounds are secured with the help of partial perimeter fencing as well as remote control security entrance gates. Other onsite amenities provided to residents of Sunset Bay at Bon Secour include:

·    Designer pool
·    Elegant yacht club featuring a business center (every resident receives a membership to the yacht club and can enjoy private use of the facilities with reservations)
·    Fully equipped clubhouse featuring a full kitchen
·    Media center
·    Private assigned boat slips
·    Resort style swimming pool featuring a lounge area and a separate spa
·    State-of-the-art exercise facility

Of course, the 50 acres of nature conservation land is also available next door, as are the Intercoastal waterways and Oyster Bay. As such, there is never a shortage of nature-centered recreational opportunities available to residents of Sunset Bay at Bon Secour.

Whether they want to rest and take it easy as they enjoy the sites or they want to participate in a wide variety of activities, including boating, fishing, jet skiing, snorkeling and hiking, residents of Sunset Bay at Bon Secour enjoy a seemingly endless list of activities to select from. Of course, given the beautiful views the condo provides to its residents, there is no reason to leave home!

Search for homes in Sunset Bay at Bon Secour

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JULY 2010 Newsletter Housing Trends eNewsletter

Welcome to the most current Housing Trends eNewsletter. This eNewsletter is specially designed for you, with national and local housing information that you may find useful whether you’re in the market for a home, thinking about selling your home, or just interested in homeowner issues in general.

The Housing Trends eNewsletter contains the latest information from the National Association of REALTORS®, the U.S. Census Bureau and Realtor.org reports, videos, key market indicators and real estate sales statistics, a video message by a nationally recognized economist, maps, mortgage rates and calculators, consumer articles, plus local neighborhood information and more.

Please click here to view the JULY 2010 Newsletter Housing Trends eNewsletter.
If you are interested in determining the value of your home, click the Home Evaluator link for a free evaluation report.

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Holiday Isle is a luxury beach side condominium located on Dauphin Island, the only barrier island on Alabama’s Gulf Coast.

Listen to Paul Wesch of The Mitchell Company explain the current condo market, where we have come from, where we are, and where we are likely headed.  He will then tell a little about the Holiday Isle Condos and the value they represent in the current market and the future potential.  Quite a good market synopsis!

Click here to view the embedded video.

Watch the video below to learn more about Holiday Isle on Dauphin Island.

Click here to view the embedded video.

Just 33 miles south of Mobile, Alabama, Dauphin Island is accessible by way of a 3.2 mile bridge that connects the 14 mile long island to the mainland.

Visitors may also travel to the Island on the Mobile Bay auto passenger ferry giving access to and from Ft. Morgan and Gulf Shores. Dauphin Island offers an inviting menu of outdoor recreational activities, uncrowded sandy white beaches, but is probably best known for the world class fishing.  Holiday Isle offers the perfect blend of relaxed charm and lavish amenities coupled with the casual, slow paced lifestyle of the Island.

Holiday Isle is a full concrete frame condominium with no exterior wood or metal walls in the building and no vinyl or EIFS skin.

The stucco is applied directly to concrete, this allows for the best exterior wall protection available against windstorm and water intrusion. The building is classified as a superior masonry non-combustible building.  What does this mean?  The superior construction of this property and attention to detail allows for the insurance premiums at Holiday Isle to be well below the average charged for condominium properties in the coastal area.

Property Highlights

• 7 – story building with 144 units
• Gated community
• 665 feet of Gulf beachfront
• Outdoor pool
• Heated indoor pool
• Hot tub, sauna, and steam rooms
• Fitness center featuring PRECOR equipment
• Clubroom with full size kitchen and 42″ flat screen TV
• Tennis court
• Parking garage
• Outdoor grill area

AMENITIES (Individual Units)

• 9-foot ceilings
• Recessed lighting
• Extensive crown molding throughout
• Stainless kitchen appliances
• Full size washer and dryer
• Whirlpool tub and separate shower in master bath
• Granite countertops with under mount sinks
• Dehumidifiers
• Floor to ceiling glass to maximize beach and Gulf views
• Pre-wired for high speed internet,cable TV
• Storm Shutters

Two bedroom two bath unit is aproximately 1202 sq. ft. and is listed for sale at $255,000.
Three bedroom two bath unit is aproximately 1463 sq. ft. and is listed for sale at $310,000.

*prices are subject to change due to availability*

For more information contact:
Tammy Harrison
tammyharrison@gulfshoreslife.com
www.gulfshoreslife.com/tammyharrison
251-978-3172 Cell
251-928-9890 Office
251-217-9266 Fax

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