• listening to “Buddy Guy - Voodoo Chile” ♫ http://blip.fm/~m5m3u #
• listening to “Led Zeppelin- When The Levee Breaks” ♫ http://blip.fm/~m5l76 #
• listening to “Various Artists - Shanachie Records Yazoo - When The Levee Breaks - Kansas Joe & Memphis Minnie” ♫ http://blip.fm/~m5l5g #
• listening to “FLEETWOOD MAC - Oh Well (1969 UK TV Performance) ~ HIGH QUALITY HQ ~” ♫ http://blip.fm/~m5kw7 #
• listening to “FLEETWOOD MAC /// 1. My Heart Beats Like A Hammer - (Peter Green's Fleetwood Mac) - (1968)” ♫ http://blip.fm/~m5klq #
• Yeah Friars Point - it’s down on the riverside near Rosedale ♫ http://blip.fm/~m5jkp #
• Anybody besides me been to Friars Point? ♫ http://blip.fm/~m5jee #
• listening to “Howlin' Wolf - Shake For Me - 1964″ ♫ http://blip.fm/~m4yrr #
• listening to “Willie \"Big Eyes\" Smith & The Juke Joint Rockers - You Need Love (Willie Dixon)” ♫ http://blip.fm/~m4y8j #
• @MSDelta: “I see you @chelseagirl19 got on your Leopard Skin Pill Box Hat” ♫ http://blip.fm/~m4xpt #

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• Gulf Coast Condos - Spring is right around the corner!: Gulf Coast Condo activity should be picking up soon!
  Mardi… http://bit.ly/cKo66h #
• 365 Things to do in Gulf Shores and Orange Beach, Alabama: http://digg.com/d31ItVZ?t #

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• What are the Best Orange Beach Condo Choices? http://75opo.th8.us #

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Best Orange Beach Condos

These are some of the better condominium choices in Orange Beach, Alabama:

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• NASHVILLE WEST (ft. Clarence White) – “CC Rider” - 1967 ♫ http://blip.fm/~k78qj #
• David Lindley – She Took Off My Romeos - Roxy, Wash. DC 1988 ♫ http://blip.fm/~k78eo #
• Jackson Browne & David Lindley – Mercury Blues ♫ http://blip.fm/~k785c #
• Ry Cooder – Vigilante Man (live) ♫ http://blip.fm/~k77qe #
• Roy Clark/Gatemouth Brown – 03 Caldonia (Vinyl LP) ♫ http://blip.fm/~k77b9 #
• @BarbieRay Boo Boo Davis from Drew MS - Hometown of Archie Manning the first #18 ♫ http://blip.fm/~k770e #
• Check this video out - Beach Condo cycles and stats for Gulf Shores and Orange Beach, AL - http://7chzs.th8.us #

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• Holiday Isle- Dauphin Island, Alabama http://7chzs.th8.us #

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Holiday Isle is a luxury beach side condominium located on Dauphin Island, the only barrier island on Alabama’s Gulf Coast.

Listen to Paul Wesch of The Mitchell Company explain the current condo market, where we have come from, where we are, and where we are likely headed.  He will then tell a little about the Holiday Isle Condos and the value they represent in the current market and the future potential.  Quite a good market synopsis!
Click here to view the embedded video.

Watch the video below to learn more about Holiday Isle on Dauphin Island.

Just 33 miles south of Mobile, Alabama, Dauphin Island is accessible by way of a 3.2 mile bridge that connects the 14 mile long island to the mainland.

Visitors may also travel to the Island on the Mobile Bay auto passenger ferry giving access to and from Ft. Morgan and Gulf Shores. Dauphin Island offers an inviting menu of outdoor recreational activities, uncrowded sandy white beaches, but is probably best known for the world class fishing.  Holiday Isle offers the perfect blend of relaxed charm and lavish amenities coupled with the casual, slow paced lifestyle of the Island.

Holiday Isle is a full concrete frame condominium with no exterior wood or metal walls in the building and no vinyl or EIFS skin.

The stucco is applied directly to concrete, this allows for the best exterior wall protection available against windstorm and water intrusion. The building is classified as a superior masonry non-combustible building.  What does this mean?  The superior construction of this property and attention to detail allows for the insurance premiums at Holiday Isle to be well below the average charged for condominium properties in the coastal area.

Property Highlights

• 7 - story building with 144 units
• Gated community
• 665 feet of Gulf beachfront
• Outdoor pool
• Heated indoor pool
• Hot tub, sauna, and steam rooms
• Fitness center featuring PRECOR equipment
• Clubroom with full size kitchen and 42″ flat screen TV
• Tennis court
• Parking garage
• Outdoor grill area

AMENITIES (Individual Units)

• 9-foot ceilings
• Recessed lighting
• Extensive crown molding throughout
• Stainless kitchen appliances
• Full size washer and dryer
• Whirlpool tub and separate shower in master bath
• Granite countertops with under mount sinks
• Dehumidifiers
• Floor to ceiling glass to maximize beach and Gulf views
• Pre-wired for high speed internet,cable TV
• Storm Shutters

Two bedroom two bath unit is aproximately 1202 sq. ft. and is listed for sale at $255,000.
Three bedroom two bath unit is aproximately 1463 sq. ft. and is listed for sale at $310,000.

*prices are subject to change due to availability*

For more information contact:
Tammy Harrison
tammyharrison@gulfshoreslife.com
www.gulfshoreslife.com/tammyharrison
251-978-3172 Cell
251-928-9890 Office
251-217-9266 Fax

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• Treasures of the Isle Orange Beach Fire and Rescue Ladies Auxiliary Xmas Donation: http://bit.ly/7sl3ad #
• Jimmie Vaughan/Omar Kent Dykes – Jimmy Reed Highway ♫ http://blip.fm/~jp62j #
• listening to “Neil Young - Revolution Blues (Music)” ♫ http://blip.fm/~jp5r3 #
• Neil Young – Danger Bird (ZUMA) ♫ http://blip.fm/~jp5oz #
• Gulf Coast Real Estate - Gulf Shores, Orange Beach, Fort Morgan, AL Homes, Condos, Real Estate for Sale: http://bit.ly/8aoTq8 #
• @BarbieRay: “BRVs Vault for David, Dawlin <3 @BLUESBOOGIE” ♫ http://blip.fm/~jceid #

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Are Mortgage Interest Rates Headed Up?

Are interest rates headed up?

Most experts are saying, yes.  The Federal Reserve has been artificially keeping rates low for the last year.  At the end of March, The Fed has announced they will quit buying Mortgage Backed Securities, which will cause rates to rise.  Financial experts are saying rates may rise for 1-1.5% and that it could happen in short period of time.  This could be devastating for a home buyer.

If rates rise 1%, you could see your purchase power decrease by 10%.  On a $250,000 home, that is a $25,000 drop in the amount of home you can purchase.  What about if rates go up 2% and rates end up in the 7’s?  We are talking a 20% decrease in purchase power, or in our example, fifty-thousand dollars!

Now is the time to buy.  Take the $8,000 tax credit for 1st time home buyers and couple it with the low rates that The Federal Reserve is giving us and you are talking about a nice gift from the government.  Right now, you have the best incentives in history to buy a home, but they are likely going away.  In order to get the $8,000 tax credit, you have to be under contract by April 30th 2010.  With the possibility of rates going up toward the end of March, you would need to act now.  It can take a month or more to find the right home and a month to close on your home loan.  Don’t let this opportunity pass you by.

Toby R. Lane
Senior Loan Consultant
Academy Mortgage Corporation

Direct:  404-574-2609
Cell:  404-483-6040
eFax:  404-924-4990

www.atlantagamortgages.com

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Have you got the winter time blues?

As February approaches and the winter doldrums set in, isn’t it time to start planning a beach trip?  Don’t forget to consider the Orange Beach and Gulf Shores, Alabama area as you make your plans.

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