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Holiday Isle is a luxury beach side condominium located on Dauphin Island, the only barrier island on Alabama’s Gulf Coast.

Listen to Paul Wesch of The Mitchell Company explain the current condo market, where we have come from, where we are, and where we are likely headed.  He will then tell a little about the Holiday Isle Condos and the value they represent in the current market and the future potential.  Quite a good market synopsis!
http://www.vimeo.com/9030312

Watch the video below to learn more about Holiday Isle on Dauphin Island.

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Just 33 miles south of Mobile, Alabama, Dauphin Island is accessible by way of a 3.2 mile bridge that connects the 14 mile long island to the mainland.

Visitors may also travel to the Island on the Mobile Bay auto passenger ferry giving access to and from Ft. Morgan and Gulf Shores. Dauphin Island offers an inviting menu of outdoor recreational activities, uncrowded sandy white beaches, but is probably best known for the world class fishing.  Holiday Isle offers the perfect blend of relaxed charm and lavish amenities coupled with the casual, slow paced lifestyle of the Island.

Holiday Isle is a full concrete frame condominium with no exterior wood or metal walls in the building and no vinyl or EIFS skin.

The stucco is applied directly to concrete, this allows for the best exterior wall protection available against windstorm and water intrusion. The building is classified as a superior masonry non-combustible building.  What does this mean?  The superior construction of this property and attention to detail allows for the insurance premiums at Holiday Isle to be well below the average charged for condominium properties in the coastal area.

Property Highlights

  • 7 - story building with 144 units
  • Gated community
  • 665 feet of Gulf beachfront
  • Outdoor pool
  • Heated indoor pool
  • Hot tub, sauna, and steam rooms
  • Fitness center featuring PRECOR equipment
  • Clubroom with full size kitchen and 42″ flat screen TV
  • Tennis court
  • Parking garage
  • Outdoor grill area

AMENITIES (Individual Units)

  • 9-foot ceilings
  • Recessed lighting
  • Extensive crown molding throughout
  • Stainless kitchen appliances
  • Full size washer and dryer
  • Whirlpool tub and separate shower in master bath
  • Granite countertops with under mount sinks
  • Dehumidifiers
  • Floor to ceiling glass to maximize beach and Gulf views
  • Pre-wired for high speed internet,cable TV
  • Storm Shutters

Two bedroom two bath unit is aproximately 1202 sq. ft. and is listed for sale at $255,000.
Three bedroom two bath unit is aproximately 1463 sq. ft. and is listed for sale at $310,000.

*prices are subject to change due to availability*

For more information contact:
Tammy Harrison
tammyharrison@gulfshoreslife.com
www.gulfshoreslife.com/tammyharrison
251-978-3172 Cell
251-928-9890 Office
251-217-9266 Fax

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Are Mortgage Interest Rates Headed Up?

Are interest rates headed up?

Are interest rates headed up?

Most experts are saying, yes.  The Federal Reserve has been artificially keeping rates low for the last year.  At the end of March, The Fed has announced they will quit buying Mortgage Backed Securities, which will cause rates to rise.  Financial experts are saying rates may rise for 1-1.5% and that it could happen in short period of time.  This could be devastating for a home buyer.

If rates rise 1%, you could see your purchase power decrease by 10%.  On a $250,000 home, that is a $25,000 drop in the amount of home you can purchase.  What about if rates go up 2% and rates end up in the 7’s?  We are talking a 20% decrease in purchase power, or in our example, fifty-thousand dollars!

Now is the time to buy.  Take the $8,000 tax credit for 1st time home buyers and couple it with the low rates that The Federal Reserve is giving us and you are talking about a nice gift from the government.  Right now, you have the best incentives in history to buy a home, but they are likely going away.  In order to get the $8,000 tax credit, you have to be under contract by April 30th 2010.  With the possibility of rates going up toward the end of March, you would need to act now.  It can take a month or more to find the right home and a month to close on your home loan.  Don’t let this opportunity pass you by.

Toby R. Lane
Senior Loan Consultant
Academy Mortgage Corporation

Direct:  404-574-2609
Cell:  404-483-6040
eFax:  404-924-4990

www.atlantagamortgages.com

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Surfer
Image by The Pug Father via Flickr

Have you got the winter time blues?

As February approaches and the winter doldrums set in, isn’t it time to start planning a beach trip?  Don’t forget to consider the Orange Beach and Gulf Shores, Alabama area as you make your plans.

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Fun in the sun in Gulf Shores and Orange Beach!

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Shore to Shore

Lake Lanier GA and AL Gulf Coast Real Estate News

January 12, 2009

In this Issue:

Our World: Interest is high, motivation is low.

Special Report: Look at your tax situation in 2010

Featured Article: Play the learning game, not the blame game

Recommended Resources: Financial Resolutions for the New Year

Interest is high, motivation is low.

Buyer interest is high but motivation continues to be low. Buyers know there are great values to be had but seem to be reluctant.
[click to continue…]

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If you have been thinking of buying real estate should you be getting off of the fence?

Check out the Today Show video interviewing Ron Insana about his new book titled “How to Make a Fortune”.

Visit msnbc.com for breaking news, world news, and news about the economy

If you watched the entire video, you probably heard Ron Insana say now is the absolute best time to buy a home. His comments are directed at both buyers looking to buy their primary residences and investors looking to buy foreclosures and investment properties.

Is it time for  real estate buyers and investors to get off of the fence and into action?

Ron Insana
Image via Wikipedia

Ron Insana is a recognized financial expert suggesting now is the time to buy.  What do you think about his comments?

Gulf Shores Homes and Condo Foreclosures
Lake Lanier Homes and Real Estate Foreclosures

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  • Calling all Arts and Crafts Vendors! Come join the 2010 Treasures Hunt in Orange Beach, Alabama: http://bit.ly/8O9Ut8 #
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